Important legal information - Please read the following
About this website
The information on this website is directed only at persons resident in the UK. It does not constitute an open invitation to buy or sell in any jurisdiction other than the UK. In particular, the distribution of the information contained on this website in certain jurisdictions may be restricted by law. Accordingly persons who are not resident in the UK and who access the Slater Investments website are required to inform themselves of and to comply with any such restrictions. If there is anything that you do not understand you should contact your financial adviser.
Important legal information and risk warnings
Investors should read this legal information and the Key Features document before investing. The following risk factors should be considered before making your investment decision. Past performance is not necessarily a guide to future performance. If you have any doubts about the suitability of an investment, please contact your financial adviser.
The value of your initial (capital) investment and the income arising from it may fall as well as rise and you may not get back the amount you originally invested. This difference will usually be as a result of differing buying and selling prices for the fund on the days that you buy and sell.
For funds paying out income, the level of income payments may not be constant and may fluctuate. Whilst equity investments carry potential for greater returns over the longer term, the volatility of these returns can also be greater.
Where cancellation rights are applicable: if you choose to exercise your cancellation rights and the value of your investment falls before notice of cancellation is received in writing, a full refund of the original investment may not be provided but rather the original amount less the fall in value.
ISAs were introduced in April 1999 for an initial 10-year period (up until April 2009). The government has indicated that this will be reviewed in 2006 and the favourable tax treatment of ISAs may not be maintained in the future. All PEPs held as at 5 April 1999 are unable to accept further contributions. They may, however, continue to be held with the same tax advantages as an ISA. A 10% tax credit on dividend distributions may be reclaimed up to April 2004 when this tax credit will be abolished. A tax reclaim of 20% is available on interest distributions until further notice.
If you start making regular monthly investments with a view to saving for a specific objective, you should regularly review whether these investments will be sufficient to achieve your objective. You may not achieve your objective if you do not continue to invest regularly with a sufficient amount or your investments do not appreciate sufficiently.
In addition for the MFM Slater Recovery Fund
The fund will invest in smaller companies and those quoted on the Alternative Investment Market (AIM). Investments in smaller company stocks may be less liquid and their performance more volatile than those of larger companies.
Taxation
Current tax levels and tax treatment will depend on your individual circumstances. A 10% tax credit on UK equity dividends is reclaimable on equity distributions within a PEP or ISA until 5 April 2004.
Data Protection
Telephone calls to Slater Investments may be recorded and monitored.
Slater Investments is committed to maintaining your personal data in accordance with the requirements of the Data Protection Act 1998 and will take all reasonable steps to ensure that your personal details are kept secure against unauthorised access, loss, disclosure or destruction. The information that you supply may be made available to external servicing companies for the purpose of communicating.
If you were introduced to Slater Investments through an Independent Financial Adviser, we will regularly pass on information about your investment to that adviser.
Links to third parties sites
Slater Investments is not responsible for the accuracy or completeness of the information supplied by third party sites. Slater Investments takes care to ensure that the information provided by third party sites is correct but it neither warrants, represents nor guarantees the contents of the information, nor does it accept any responsibility for errors, inaccuracies, omissions or any inconsistencies herein.
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Copyright and confidentiality
Any information accessed via Slater Investments’s website is confidential and is protected under copyright law. Issued in the UK by Slater Investments Limited. Authorised and regulated by the Financial Services Authority. Registration number 165999. www.fsa.gov.uk.
