About this website
Please read the information on this page as it contains the
legal and regulatory restrictions which apply to any investment in
our products and services. By using the Slater Investments website
you agree to these terms and conditions. If you do not agree to
accept and be bound by these terms and conditions, you must not use
this website and should exit it immediately.
Intended audience
Unless otherwise stated in relevant sections of the site, this
site is targeted at and intended for the use of UK residents only.
No offer or invitation is made to any other persons. In particular,
no offer or invitation is made to any US persons (being residents
of the United States of America or partnerships or corporations
organised under the laws of the United States of America or any
state, territory or possession thereof), who are excluded from the
services or products offered in this site.
The information available on this site does not constitute an
offer of, or an invitation to apply for or purchase, any
securities. In particular, the information does not constitute an
offer of, or an invitation to apply for or purchase securities in
any jurisdiction where such offer or invitation is unlawful or in
which the person making such an offer is not qualified to do so or
to whom it is unlawful to make such offer or solicitation. The
distribution of this information in written format is generally
restricted to the UK.
The information has been issued and approved by Slater
Investments and does not in any way constitute investment, legal,
tax or other advice. Before making any investment you should read,
understand and retain the relevant investment product or service
documentation. If you are in any doubt about any of the information
on this website, or the suitability of any investment product or
service to your needs, please consult your financial adviser.
Certain products or investment services offered by Slater
Investments are not generally considered suitable for private
investors. Therefore, certain areas of the website require
additional confirmation that you are an appropriately experienced
or qualified investor.
Links to third parties sites
This website contains links that lead to other websites. Slater
Investments Limited is not responsible for the accuracy or
completeness of the information supplied by third party sites.
Slater Investments takes care to ensure that the information
provided by third party sites is correct but it does not warrant,
represent or guarantee the contents of the information.
Additionally, it does not accept any responsibility for errors,
inaccuracies, omissions or any inconsistencies herein.
Risk warnings
The following risk factors should be considered before making
your investment decision.
- Past performance is not necessarily a guide to future
performance. If you have any doubts about the suitability of an
investment, please contact your financial adviser.
- The value of your initial (capital) investment and the income
arising from it may fall as well as rise and you may not get back
the amount you originally invested. This difference will usually be
a result of differing buying and selling prices for the fund on the
days that you buy and/or sell. Equity investments carry potential
for greater returns over the longer term. The volatility of these
returns can also be greater.
- If the funds hold securities denominated in a currency other
than sterling, changes in exchange rates may affect the value of
your investment.
- Where charges are taken wholly or partly out of a fund's
capital, distributable income will be increased at the expense of
capital which will either be eroded or future growth
constrained.
Investors should read this information and the relevant
Simplified Prospectus or Key Investor Information Document before
investing in unit trusts/OEICs.
Investment in the securities of smaller and unquoted companies
can involve greater risk than is customarily associated with
investment in larger, more established companies. In particular,
smaller companies often have limited product lines, markets or
financial resources and may be dependent for their management on a
smaller number of key individuals. In addition, the market for
securities in smaller companies is often less liquid than that for
securities in larger companies, bringing with it potential
difficulties in acquiring, valuing and disposing of such
securities. Proper information for determining their value or the
risks to which they are exposed may also not be available.
Some funds will often carry greater risks in return for higher
potential rewards. Specialist funds, which invest in specialist
markets or small sectors of industry, are likely to carry higher
risks than most general funds. Investment in technology related
stocks can be more volatile than investment in more established
companies. Above average price movements can be expected.
If you start making regular monthly investments in order to save
for a specific objective, you should regularly review whether these
investments will be sufficient to achieve your objective. You may
not achieve your objective if you do not continue to invest
regularly with a sufficient amount or if your investments do not
appreciate sufficiently.
Unit Trust Information
The unit trusts may invest in smaller companies such as those
quoted on the Alternative Investment Market (AIM). Investments in
smaller company stocks may be less liquid and their performance
more volatile than those of larger companies.
Open Ended Investment Company (OEIC) Information
The OEIC may invest in smaller companies such as those quoted on
the Alternative Investment Market (AIM). Investments in smaller
company stocks may be less liquid and their performance more
volatile than those of larger companies.
Hedge Fund Information
Northglen Aggressive (the "Fund") is an unregulated collective
investment scheme, the promotion of which in the United Kingdom is
restricted by Section 238 of the Financial Services and Markets
2000 (the "Act"). Shares may not be offered or sold in the United
Kingdom other than to investors of a kind described in the
Financial Services and Markets Act 2000 (Promotion of Collective
Investment Schemes) (Exemptions) Order 2001, namely: firms
authorised to carry on investment business under the Act; and
institutional and other investors who have experience of
alternative, unregulated investments such as hedge funds.
Distribution of shares in the Fund may be restricted in other
jurisdictions and you should satisfy yourself of investment, tax
and other relevant requirements of the jurisdiction in which you
are domiciled before making any investment. In particular, the
Funds have not been registered under the United States Securities
Act 1933 or the Investment Company Act 1940 but shares may be sold
under a private placement to "qualified purchasers".
Investment is limited to certain types of investors and hedge
funds are not generally considered suitable for private investors.
You will be asked to read additional risk warnings and confirm your
eligibility before being given access to further information on the
hedge funds.
Taxation
Current tax levels and tax treatment will depend on your
jurisdiction and individual circumstances. Any tax reliefs
mentioned, such as for PEPs, ISAs or VCTs, are those currently
available and may therefore change. Their value depends on the
circumstances of the individual investor.
ISAs were introduced in April 1999 for an initial 10-year period
(up until April 2009). The government reviewed the savings scheme
in 2006 and the favourable tax treatment of ISAs has been extended
indefinitely. The current limit for ISA investment is £15,240 per
tax year.
Data Protection
Telephone calls to Slater Investments may be recorded and
monitored. Slater Investments Limited is committed to maintaining
your personal data in accordance with the requirements of the Data
Protection Act 1998 and will take all reasonable steps to ensure
that your personal details are kept secure against unauthorised
access, loss, disclosure or destruction. The information that you
supply may be made available to external servicing companies for
the purpose of communicating.
If you were introduced to Slater Investments through an
Independent Financial Adviser, we will regularly pass on
information about your investment to that adviser.
Cookies
A cookie is utilised on this website. It allows the browser to
remember specific information about you such as whether you have
previously visited the website and if you have read and agreed to
the disclaimer. The cookie does not contain any personally
identifiable information. The cookie is encrypted and only the
Slater Investments web server can read it.
Copyright and confidentiality
Any information accessed via Slater Investments Limited's
website is confidential and is protected under copyright law. The
website was issued and approved in the UK by Slater Investments
Limited. Slater Investments Limited is authorised and regulated by
the Financial Conduct Authority. Our registration number is 165999.
For more information about the Financial Conduct Authority, please
visit their website at www.fca.org.uk.