Investing in ISAs

Does an ISA investment make any sense at all ?

The answer to this question depends on whether you want to maximise both your returns from capital and income and, most importantly, are willing to take a long term view. Taking a long term view means that you allow the simple effect of compounding to do its magic in a tax free environment. So what type of ISA investment, cash, bonds or equities? The current low interest rate, high inflation environment indicates that equities remain reasonably priced on average and are the most attractive asset class - the best source of yield and inflation protection in our opinion. That said, we are cautious about prospects for the average business given rising costs, government spending cuts and a consumer under pressure from higher taxes and inflation. Care needs to be taken to identify very high quality businesses that can generate steady earnings growth and that are relatively well insulated from any turbulence in the economy at large.

Having made the decision to make an equity investment you are faced with a limit of £20,000 or £1,666 per month. This amount would allow approximately £500 per stock before charges to obtain some diversification. At this level the dealing charges will have a direct impact on your return.  You can access high flying shares by investing in unit trusts or OEICs which are fully ISA compliant and can take advantage of the full listing of London Stock Exchange and AIM stocks. In addition, they provide all the advantages of diversification, institutional dealing costs and professional management.

ISA Application Form

ISA Transfer Form

ISA Terms & Conditions

The opportunity for eligible investors to shelter assets from income and capital gains taxes on an annual basis can make a substantial positive impact to an investor's net worth. The 2018/2019 ISA limit may not seem like a substantial figure to some investors, but the compounded benefits of tax free savings over time make the ISA an essential investment vehicle.

High growth, high yield companies are unusual but can be found, oftentimes in niches within the UK economy that continue to offer exciting prospects. Our investment process aims to seek out such companies. We offer three pooled funds:

Slater Growth Fund

Slater Income Fund

Slater Recovery Fund

Contact

Slater Investments Limited
Lisa Letham
T: 020 7220 9365
E: lisa@slaterinvestments.com

How to invest

You can now invest in our funds by filling out an application form.

Private Investor Factsheet